EASTSIDE FUNDING Refinance Loan

For investors looking to purchase, renovate, and resell properties for a profit. 

Refinance Key Features

Lower Monthly Payments

Refinance to improve your cash flow and reduce stress. Whether you’re switching from a higher interest rate or restructuring debt, our flexible options help you free up capital.

Access Equity

Unlock your property’s value with a cash out refinance. Use the equity to fund your next investment, renovate, or reinvest back into your business—whatever fits your strategy.

Streamlined Process

Our refinance process is fast, simple, and flexible. Our experienced team manages the details so you can stay focused on growing your portfolio and seizing new opportunities.

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About Refinance Loans

Take control of your investment with our Refinance Loan Program. Whether you’re looking to lower your interest rate, reduce monthly payments, or tap into your property’s equity, we offer tailored refinancing solutions to meet your goals. Our competitive rates and flexible terms help real estate investors improve cash flow and reinvest in new opportunities. With a streamlined process and fast approvals, we make refinancing simple so you can focus on scaling your portfolio. Whether you need to reposition an asset, pay off an existing loan, or free up capital, we provide the financing you need to maximize your investment’s potential.

As a private hard money lender, our refinance process moves at a different pace than traditional banks. There are no lengthy underwriting timelines and no waiting weeks for committee approvals. We lend on investment properties throughout Washington State, with a strong presence in the greater Seattle area including Kirkland, Bellevue, and Redmond.

Cash Out Refinance for Investment Properties

A cash out refinance lets you tap into the equity you’ve built in an investment property and put that capital back to work. If your property has appreciated or you’ve completed renovations that have increased its value, a cash out refi allows you to pull equity without selling the asset. Investors commonly use these funds to acquire additional properties, cover renovation costs on another project, or consolidate higher-interest debt into a single loan.

Our cash out refinance rates are structured for real estate investors, not owner-occupants. We evaluate the property and the deal, not just your personal credit profile. That means faster decisions and loan terms that reflect the actual investment, not a one-size-fits-all underwriting model.

Built for Real Estate Investors

This program is designed for investors holding rental properties, completed flips, or stabilized assets that are ready for longer-term financing. If you originally purchased with a hard money loan or short-term bridge loan, refinancing through Eastside Funding allows you to transition into a structure that better fits a hold strategy.

Whether you’re taking on your first flip or adding to an existing portfolio, we provide the capital you need to acquire and renovate properties with ease. Our fast funding and flexible loan terms help you move quickly in a competitive market, ensuring you never miss an opportunity.

We also work with investors using delayed financing to refinance properties that were purchased with cash. If you bought at auction or closed quickly with your own funds and need to recoup that capital, our program can help you do that without the timelines or restrictions you’d run into with a traditional lender.

Refinance Loan Requirements

Our refinance loan is available to real estate investors with non-owner-occupied properties in Washington State. To get started, you’ll generally need:

An investment property in Washington State with existing equity
A clear picture of the current loan balance and property value
A defined goal for the refinance, whether that’s accessing equity, lowering your rate, or transitioning off a short-term loan

We don’t require the extensive documentation that traditional lenders do. Our team evaluates the property and the deal structure, and we can typically provide a decision within 24 to 48 hours.